Merchant Account Calculator
Compare your current processing fees with market rates and see how much you could save.
Business Information
Affects interchange rates and fee structures
50% in-person / 50% online
0% in-person / 100% online100% in-person / 0% online
What % of transactions are in-person vs online?
Processing Volume
Average number of card transactions per month
£
Monthly Processing Volume
£25,000
Current Processing Rates
%
Your current merchant service charge (%)
£
Fixed fee charged per transaction (if any)
£
Monthly account fees, gateway fees, etc.
Current Monthly Cost
£500.00
Market Average Cost
£366.25
Monthly Savings
£133.75
Annual Savings
£1,605
26.7% reduction
Switching Cost
£350
Payback Period
2.6 mo
First Year ROI
358.6%
Monthly Cost Comparison
Savings Breakdown
Percentage Savings
£143.75Fixed Fee Savings
£15.00Detailed Cost Breakdown
| Cost Component | Current | Market Average | Savings |
|---|---|---|---|
| Percentage Fees | £450.00 | £306.25 | £143.75 |
| Fixed Transaction Fees | £50.00 | £35.00 | £15.00 |
| Monthly Fixed Fees | £0.00 | £25.00 | £-25.00 |
| Monthly Total | £500.00 | £366.25 | £133.75 |
| Annual Total | £6,000 | £4,395 | £1,605 |